TRAVEL GUARD INSURANCE OPTION
Most people plan a trip/vacation and select the
dates and times and assume that they will be able to
stick to it. But far too many times I have seen
someone become ill and in some cases even pass away
unexpectedly, making the clients want to change or
cancel their traveling plans.
Without this very valuable insurance in today’s
world you are simply out of luck. Tour companies,
cruise lines and even airlines are becoming less and
less caring. We offer the insurance to cover these
unexpected situations for when the airline/tour
companies/cruise lines do not feel compelled to
assist you should this type of situation happen.
With this valuable insurance you will have the
following covered features per person as part of
your policy.
Schedule of Benefits:
- Trip Cancellation: 100% of Trip Cost
- Trip Interruption: 150% of Trip Cost
- Trip Interruption - Return Air Only: $1,000 or 150% of
the trip cost (whichever is greater)
- Trip Delay: $1,000 (Maximum of $200 per day)
- Missed Connection: $500
- Baggage & Personal Effects Loss: $2,500
- Baggage Delay: $500
- Medical Expense: $50,000
- Emergency Medical Transportation: $1,000,000
- Accidental Death & Dismemberment: $50,000
Extra Benefits when purchased within 15 days of making
initial trip payment:
- Cruise line, airline or our tour operator financial
default -- coverage is not provided for all suppliers. A list of suppliers
not included for coverage is listed on our website.
- Coverage if pre-existing medical conditions force you to
cancel or interrupt your trip. This benefit applies to the first $50,000 of
trip cost per person.
Additional coverage available:
- Cancel for Any Reason -- Provides reimbursement of 75% of
trip cost if you decide to cancel for any reason up to 48 hours prior to
departure. **Can only be added within 15 days of making initial trip
payment.
- Cancel for Work Reasons -- For travelers who want trip
cancellation and interruption coverage in the event they must cancel due to
business-related reasons. **Can only be added within 15 days of making
initial trip payment.
- Umbrella Package -- The Medical Expense benefit will
double to $100,000. Missed Connection coverage increases to $750. Also
enhances Emergency Medical Transportation to "home or hospital of choice."
**Can be added up to 24 hours prior to departure.
The costs are based on trip cost and age of insured.
Please give us a call or
e-mail for more information.
